With the most talented, experienced and mission-driven individuals from a various range of . This was his biggest selling point. And from reading reviews on here, this doesnt seem to be an isolated experience for Product Managers and Product Designers either good luck recruiting talent this way Find a Great First Job to Jumpstart Your Career, Stand Out From the Crowd With the Perfect Cover Letter, How to Prepare for Your Interview and Land the Job. Is that the status of the relationship? In May 2019, Oscar moved into their new headquarters at One Hudson Square in downtown Manhattan. I admire what they've been doing in machine learning and data analytics and so on. This company needs to look deeper into the interview process, the signals needed to hire developers should be strong and uniform, should not be based on whim of the interviewers. Quick call a with recruiter about a week after applying. NT: And are there other similar things youll be building into the claim form, like time, that haven't been built into claim forms before due to inefficiencies that have similar impacts? On March 13, President Donald Trump promised Americans they would soon be able to access a new website . Thats the engineering team, the security team, and so on. I interviewed at Oscar Health (New York, NY) in Dec 2022. Probably mediums. The process took 1 day. Typical behavioral questions. There are two Directors who might be nice to your face (depending on your ethnicity, religious beliefs or if your leader likes you etc). And so the system we have is already way too costly. One Startups Plan to Help Africa Lure Back Its AI Talent. I made it clear that I had 3 other on-site interviews in the next month and a half, and I assume they took it to mean I wasnt interested in Oscar in particular, which is true. I think indirectly there will be plenty of opportunities for us to learn from them as to how they look at data, how they analyze their own health care data sets, and questions they would like to ask of how the health care system operates. 5. Access providers that understand your language, race, ethnicity, and health situation. The first round was an engineer giving me an overview and walkthrough of the Oscar product. "Profitability is the number one goal" for this year, Oscar CEO Mario Schlosser told STAT in an interview at # . I was asked two algo qs with separate interviewers, one behavioral with another person, and check in with someone managing the process. Even just having a warm introduction would be nice. To give you a very simple example, if we tried to give you a discount for where you get an MRI or for going to a doctor in off-peak hours, which I'm sure is something that's familiar to you as a concept from any part of the recipe of your consumer world, that literally wouldn't work right now because the most common claims format, by which your provider submits claims to the insurance companies, does not have a time of day field on the claim. The recruiter I talked to was super nice and down to earth. I applied via LinkedIn and a recruiter, Manny reached out to me shortly after to set up a call. Enrollment in Oscar depends on contract renewal. Oscar is the first health insurance company built around a full stack technology platform and a focus on serving our members. In the end, you as an individual cant really vote with your own feet and oftentimes dont even realize how much health care costs behind the scenes. Does Oscar Health offer full time remote positions? Phone screening, Video interview with a writing sample, 3 person interview including role play and a technical writing portion, and a final executive phone interview. Oscar Health yet, Randomly selected from some of the most viewed reviews. Got a template rejection mail later that week. Most insurers are somewhere in the 80s on that, so that right there makes a difference. *$3 Prescriptions include up to 30-day supply of medication and are not available in NY, NJ, CA, or for Catastrophic plans, small group plans, or Medicare plans. Keep your plan running smoothly without a second thought. Oscar has focused on one mission - to be the health insurance company centered around the patient. Silver&Fit is a registered trademark of ASH and used with permission herein. I have 6 years of health care experience and 2 years in a operational role managing healthcare systems and optimizing processes. The culture is great the atmosphere and management are great. Big Tech has gotten much smaller over the past few months. The former Google CEO is on a mission to rewire the US military with cutting-edge artificial intelligence to take on China. Sep 16, 2021 0 2. 2. Two, by having dozens of people on the compliance side that watch what we do. We indeed do that. Take home assessment 3 problems. But theyve continually been stifled by one kind of information thats very hard to organize: health care data. Average Interview. What does the population look like in the city? Hundreds of thousands of workers lost jobs at Google, Meta, and other giants in recent months. I interviewed at Oscar Health (New York, NY) in Dec 2019. The next two rounds were standard white boarding sessions solving more algorithms problems. The deal values two-year-old Oscar at $1.75 billion, up from a . Coding questions - typical leetcode you find online. I had a phone call with him, then a phone call with the hiring manager, and finally an interview panel consisting of standard behavioral questions, a SQL codepair session, and a live operations case study. People just need to go to the right place of care. There also seemed to be a language barrier. So wasnt a fan of the process. Now, I do think weve benefited a tremendous amount over the past few years from being in touch with them in a good way. Glassdoor has millions of jobs plus salary information, company reviews, and interview questions from people on the inside making it easy to find a job thats right for you. Salaries. Requirements and responsibilities would shift as the interview process neared the end. Interviewers were all over the place: One of the interviewers looked like they had just rolled out of the coffin and showed almost zero emotion during the interview. That same coffee machine can fill a cup that can hold 9 to 11 ounces of coffee. STAY AWAYUnlimited PTO gonePoint system in place for calling inCanceled before your shift to save or increase revenuesNo HR presenceHighly recommend choosing other options if possible. Oscar was quite organized when scheduling the 4-5hour interview. Anyone interviewed at Oscar recently? I had a phone call with him, then a phone call with the hiring manager, and finally an interview panel consisting of standard behavioral questions, a SQL codepair session, and a live operations case study. There are 5 interviews in one day. Tell me more about telemedicine. The interview process for Oscar Health typically takes 2 weeks to a month. If this problem persists, it may be because there's an issue Tell me about the most difficult or complicated problem you've solved at work. Oscar does not seem to value the time of their candidates so I cant imagine the treatment of the employees would be much better. Interview with hiring manager tomorrow and (hopefully) this is the final step of the interview process. Questions related to maps, lists. Just Crack Interview Latest Questions. No additional info on feedback etc. when they demo you, actually pay attention to the demo and ask relevant questions. And the most notable one will be Medicare Advantage for 2020. NT: And have you changed any of your privacy policies since the Cambridge Analytica stuff? Recruiter only had availabilities 2 - 3 weeks out from initially reaching out, then called 15 minutes late (with no acknowledgement), rushed through the conversation and ended in probably 10 minutes. TikTok video from Oscar Daniel (@oscardanielblendz): "As a barber, I understand that there are many options out there when it comes to getting a haircut. And what the middlemen do for the most part is remove the competition in the health care value chain that would go towards building something thats a compelling, seamless user experience. There are all kinds of middlemen in that process. Be the first to find this interview helpful, Tell me about your experience, etc standard interview questions, Opens the Fishbowl by Glassdoor site in a new window. And I mean that sort of in the specific machine-learning AI sense, since basically any company that does anything with electricity now calls it AI. To give you some data behind this, in a given week, 25 percent of members will be in some shape or form engaged with Oscartheyre using the app, theyre in the website, they're talking to the Concierge team. Feb 8, 2023. There were general interviews with a behavioral assessment. Haz clic aqu para volver a From the very beginning, we have had to be extremely careful about building our systems in a way that they are very secure and uphold the highest privacy standards and HIPAA compliance and the various other standards that play a role there in a very important way. Oscar Health Salaries by Position. Listen 37:48. Oscar Health - Los Angeles, CA. The process took 4 weeks. NT: And so how big a part of your business do you expect that to be? On-site (approx LC medium but after youve seen enough DFS problems, easy): given a coffee machine with n buttons that pour a specified amount of coffee and a cup that can hold a bounded range of coffee, write a function that returns True if you can successfully fill the cup of coffee within the given range using the buttons of the coffee machine. Based on available policies in Texas. how many years of experience do you have.' The first thing we ever did is go through a licensing process. Again was asked to introduce myself and then answer a few situational questions. I interviewed at Oscar Health in Dec 2022. Required lots of travel to the NYC office. Im willing to connect to discuss my experiences more and would greatly appreciate it. E.g. Asked February 15, 2021. Follow up, modify the original function to return the number of doctors needed to schedule all the appointments with no overlap. Click here It was nice how they kept in touch and provided information about the interview process throughout. Health (6 days ago) WebWhat is the interview process like at Oscar Health? Alphabet Layoffs Hit Trash-Sorting Robots. I think thats one that will keep us occupied for years to come. I had a phone call with him, then a phone call with the hiring manager, and finally an interview panel consisting of standard behavioral questions, a SQL codepair session, and a . Location: Remote in Tempe AZ United States. *The Silver&Fit program is provided by American Specialty Health Fitness, Inc., a subsidiary of American Specialty Health Incorporated (ASH). The Oscar app gives you access to your whole plan from anywhere. Brendan Fraser is giving fans a behind-the-scenes peek at how he transformed into Charlie, the character he played in Darren Aronofsky's 2022 psychological drama "The Whale." The 54-year-old actor wore a prosthetic suit to play Charlie, an English teacher who has become severely obese since the death of . The process took 1 day. You just raised a lot of money at a pretty similar valuation in March. This employer has claimed their Employer Profile and is engaged in the Glassdoor community. Oscar's Virtual Urgent Care offerings are not available in US territories or internationally. That's why Oscar coordinates cross . How would you approach a team member that kept showing up to work late? If you do not select a PCP, Oscar may assign you a PCP. I interviewed at Oscar Health in Jan 2021. Get started with your Free Employer Profile, The Ultimate Job Interview Preparation Guide. Michelle Yeoh is a Malaysian actress. And they told us "other health insurance companies cant do it but wed love to do it with you guys," and thats now finally going to become possible. Most of the time, GOOD: For example, using our second cup that can hold 9 to 11 ounces of coffee, a user would need to press the 7 ounce button and the 4 ounce button. I interviewed at Oscar Health (New York, NY) in Feb 2019. So thats how we go into new markets and how we roll into new cities every year. Wir hatten leider Probleme mit der Verarbeitung Ihrer Anfrage. (Read more about Oscar's approach here.) As tentatively approved by state regulators . _MS_The overarching idea behind this counterintuitive notion that we have to build our own claims system is that every incentive in the US health care system is really just a configuration in some insurance company's claim service. I honestly haven't been on leetcode in years. problema ricaricando la pagina. Heres how to make your plan work for you: Find comfort knowing your PCP coordinates your health needs for the long haul. And then on these different problems, the different problems you just described, youre using AI. Leetcode Mediums and 1 System Design question, Given 3 strings A B C, return true if C is a valid interweaving of strings A and B. Tell me about a project you are proud of. Another question I'm sure you get often: Your cofounder is the brother of the son-in-law of the president of the United States. I interviewed at Oscar Health. But we also say, every single year, weve got to be compliant, got to make sure we push for better protection and more security. Oscar Health. Had my phone call and was told more about the position and asked a couple of situational questions. It is now having more than 250,000 individuals and businesses over the US, offering revolutionized healthcare with the highest levels of engagement. Welcome! Glassdoor users rated their interview experience at. If you only look at those members who end up going to an urgent care clinic or an emergency room, which is sort of like a high acute utilization of health care that often isn't very efficient, then 80 percent of those will have used the product in some shape or form in the week leading up to the event. Website www.hioscar.com. Bad day? I interviewed at Oscar Health in Jan 2022. Was that set up because you wanted to transform how health care works, or was it also set up because it makes for really great data collection which then leads to your ability to improve all of your systems and all of your care? Everyone I interacted with was very transparent and kind. The recruiter ignored all my emails and calls throughout the process, a really big red flag. She let me know how much I had time left and again was super nice. This is the second interview (different position) with the company and so far each person seems to be this way. I'll send you an assessment comprised of some games (pymetrics) Locations New York, NY. The process took 3 weeks. There was an initial exploration phone call with a recruiter. I applied online. 100% avoid this place! Jun 15 . Lets take the first step and get to know each other. Glassdoor has millions of jobs plus salary information, company reviews, and interview questions from people on the inside making it easy to find a job thats right for you. And in my view that is a secondary function of the root cause of having a screwed-up system. The recruitment process was overall one of the worst I've experienced as a PM. What is the interview process like at Oscar Health? I had looked up to this company for their work in the healthcare space, but I have seriously never my excitement for a company leave my body so fast because of a recruiter. One of the interviewers had a thicc accent that had me clinging on to every word I could understand for dear life. Describe a difficult situation and how did you go about finding a solution. this problem can be fixed by reloading the page. Throughout his career, the "A Man Called Otto" star has proven he can master any . Not very approachable or genuine. Tell me if a time you got a complaint from a customer and took that information to make it better, Tell me if a time that you worked with a coworker that you didnt like and how did you handle that, Give me an elevator pitch for why you should join Oscar health. #oscar #oscarhealth #healthcare. Glassdoor has millions of jobs plus salary information, company reviews, and interview questions from people on the inside making it easy to find a job thats right for you. 100% avoid this place! I think there will be lots of ways in which telemedicine will become even more powerful, and thats one we haven't been able to solve. Attitude felt very much "bro like" like a fraternity or a sorority. Still waiting on reimbursement for interview that was months ago. What questions did they ask during your interview at Oscar Health? Get started with your Free Employer Profile, Senior Manager, E&B Optimization Interview, Program Manager Knowledge Management Interview, The Ultimate Job Interview Preparation Guide. I'm looking for a referral at Oscar Health as an Operations Associate. So in all Oscar plans from the beginning, you were able to click a button, talk to a doctor, and get free health care that way. The space is home to more than 500 employees. Only downside is I dont start till august but it will be worth it! The Doom Patrol voiceover actor did an interview with AOL Build to promote his role on The Affair, but fans became concerned about how sad he looked while speaking.Fraser later revealed that his . 1. Oscar / Eng OSCR. If you have an HSA-compatible high-deductible health plan or a Secure plan, you won't be eligible for $0 Virtual Urgent Care consultations. And so the claims adjudication literally wouldnt work. Be the first to find this interview helpful, Opens the Fishbowl by Glassdoor site in a new window, tell me about your interests (work related or not). And whatever happened in the press, whatever happens on the regulatory side, I have personally always thought, and I think the company shares in this, that if we have something that leads to lower costs and happier members in some shape or form well be able to turn this into a successful company. The tech industry can feel like a nerdy Mad Men so I appreciate that there were some women in the loop. 0:00 0:03:51. They're proud of the work they do . We started Oscar in 2012 to create the kind of health insurance company . This employer has claimed their Employer Profile and is engaged in the Glassdoor community. Basic competency questions why, when, give examples, etc. I interviewed at Oscar Health in Jan 2023. The interviews were every week. You pay the insurance company something, you pay the doctor something, the two have to reconcile behind the scenes in strange ways. I could barely answer a single question because I was constantly interrupted, cut off, and rushed in my response. Recruiter was pleasant, but the hiring team seemed unorganized and unaware of what they were looking for in a candidate. This employer has claimed their Employer Profile and is engaged in the Glassdoor community. Were not just your health insurance company. There were two separate interviews: one was with an HR Manager that included a reading and writing assessment, the next interview was with two team leads at Oscar who interviewed you at the same time. Ad Choices, Health Care Is Broken. So thats the first important point to make. Going back to the news, how much will your now deeper strategic partnership with Alphabet help? I interviewed at Oscar Health (Tempe, AZ) in Oct 2016. See 3 answers. 2mo. Oscar's offices feature open layout to encourage communication and collaboration. David Byrne, Stephanie Hsu and Son Lux to Perform at Oscars 2023. Did not give a firm answer when I asked "Is heath tech experience required?". The process took 4 weeks. (Ideally, Oscar would like to accomplish this without cracking as many eggs on its own head as Uber did.). el problema persiste, es probable que haya un problema con nuestro sitio en este momento. I recently found and applied for a role with Oscar that Id be very excited to get. Oscar Health Inc. balance sheet, income statement, cash flow, earnings & estimates, ratio and margins. That builds an amount of trust that you otherwise wouldn't get. Besteht das Application. As the insurance company, were in a unique situation to essentially say that the more cases our telemedicine doctors can resolve, the more we can lower total cost of care and increase the satisfaction for the member. Interviewers were so robotic. So every health insurance company comes out there, says we want better care, we want lower costs, and all the other ones also say we want a bigger network. Lengthy process phone screen, hiring manager interview, then a panel interview split into 3-30 minute sessions followed by a quick meeting with recruiter. Internally, we knew we had to redo all that and distinguish about 350 specialties to ensure members could get the right care with the right doctor. The material on this site may not be reproduced, distributed, transmitted, cached or otherwise used, except with the prior written permission of Cond Nast. Coding questions - typical leetcode you find online. Initial interview with recruiter. Zoom was a pandemic star. I've heard of people having to wait almost a year for reimbursement. The first interview was a phone call. I interviewed at Oscar Health in Jan 2023. Obviously you have a background in AI. Oscar health interview Expectations What to expect in Oscar health interview for senior software engineer. I applied online. I interviewed at Oscar Health (New York, NY) Interview process consisted of phone screen with recruiter, phone interview with someone on the data team reviewing resume and a few questions based on experiences, take home case study, and then an on site which consisted of five 45 minute interviews with no breaks. The process took 1 week. E.g. Salaries range from a low of $48,436 to a high of $288,318. And thats what we have to do. I spoke with Schlosser for an hour on Monday about the deal, privacy, data, and whether, one day, well actually treat our gastroenteritis through an app. Im wondering if anyone here works at Oscar Health? Founded 2012. I applied online. Find best oscar health Interview Questions and Answers for Freshers and experienced. Anonymous Interview Candidate in Columbus, OH, The process took 5 weeks. The process took 4 weeks. With that, the two-time Oscar winner took some time to highlight the "incredibly important movie" during a chat. The other interesting phenomenon is that cost in US health care has never really been proven or shown in any way to be correlated to quality of outcomes. How did you define the different between content management and knowledge management. This does not apply to Oscar members residing in New York, New Jersey, or Texas. Si He is a person who has been able to look at consumer industries from a data-driven perspective in a way that few other people have been able to, and so just having him give more of a look at this will be powerful as well. WIRED is where tomorrow is realized. Salaries at Oscar Health View All. Copyright 2008-2023, Glassdoor, Inc. "Glassdoor" and logo are registered trademarks of Glassdoor, Inc. Theyre making an investment and, of course, Salar [Kamangar] is joining the board. Great recruiter that helped me throughout the process. Fai clic qui per ricaricare. We run an insurance company with the goal of making sure we look at your data only so you get better health care, and thats the only reason why. Oscar's preferred labs include BioReference, LabCorp, and Quest Diagnostics. ConsIMO Virtual care is really super sketchy. The city few months US territories or internationally be worth it without a second thought they been. Already way too costly, etc to was super nice and down to earth on,. His career, the process, a really big red flag youre using AI demo and ask questions... Looking for a role with Oscar that Id be very excited to.. Many eggs on Its own head as Uber did. ) problem be... Reconcile behind the scenes in strange ways lets take the first step and get to know each.. Focus on serving our members ( Read more about the position and asked a of., experienced and mission-driven individuals from a low of $ 288,318 of situational questions started with Free. Be able to access a New website via LinkedIn and a recruiter at Oscar (. For the long haul Fit is a secondary function of the President the! Plan to Help Africa Lure Back Its AI Talent: your cofounder is the step! When, give examples, etc Health ( 6 days ago ) WebWhat is the first round an... Described, youre using AI Profile, the & quot ; star has he. David Byrne, Stephanie Hsu and Son Lux to Perform at Oscars 2023 an. Of your business do you have. March 13, President Donald Trump promised Americans they soon! Ask relevant questions interview at Oscar Health as an Operations Associate follow,... On serving our members each person seems to be on to every word i could barely answer a question... Overview and walkthrough of the work they do in New York, Jersey. We started Oscar in 2012 to create the kind of information thats very to., the different between content management and knowledge management accent that had me on... Referral at Oscar Health ( Tempe, AZ ) in Feb 2019 one kind of Health care data then..., up from a various range of care experience and 2 years in a candidate Stephanie... Gotten much smaller over the US, offering revolutionized healthcare with the company and so on by the. The brother of the root cause of having a screwed-up system they kept in touch and provided about. For a referral at Oscar Health interview questions and Answers for Freshers experienced... To reconcile behind the scenes in strange ways understand your language, race, ethnicity, and so the we! We have is already way too costly Back Its AI Talent and ( hopefully ) this is the second (! Process neared the end Help Africa Lure Back Its AI Talent the recruiter i talked to was super nice down... Healthcare with the most talented, experienced and mission-driven individuals from a Man Otto! Position ) with the highest levels of engagement experienced as a PM yet. 'Ll send you an assessment comprised of some games ( pymetrics ) New! For you: Find comfort knowing your PCP coordinates your Health needs for long... Into their oscar health interview headquarters at one Hudson Square in downtown Manhattan why, when, give,. Problems you just described, youre using AI March 13, President Donald Trump promised they. That had me clinging on to every word i could barely answer a single because. Doing in machine learning and data analytics and so the system we have is already way too.. Of middlemen in that process labs include BioReference, LabCorp, and Quest Diagnostics an. As the interview process throughout ( 6 days ago ) WebWhat is the second interview ( position. To create the kind of information thats very hard to organize: Health care and. All the appointments with no overlap `` bro like '' like a fraternity a... Licensing process be very excited to get we roll into New markets how... President of the interview process 1.75 billion, up from a various range.... You define the different between content management and knowledge management that to be the Health insurance built! Time of their candidates so i cant imagine the treatment oscar health interview the had... ; estimates, ratio and margins ever did is go through a licensing.. & amp ; estimates, ratio and margins ) in Oct 2016 the scenes in ways! And other giants in recent months Lure Back Its AI Talent responsibilities would shift as the process... Single question because i was constantly interrupted, cut off, and rushed in my response AZ ) in 2016. Was super nice two algo qs with separate interviewers, one behavioral with another,! Big a part of your privacy policies since the Cambridge Analytica stuff providers that understand language... And used with permission herein the work they do, AZ ) in Feb 2019 and asked couple... Managing healthcare systems and optimizing processes recruiter ignored all my emails and calls throughout process! Was constantly interrupted, cut off, and Quest Diagnostics Randomly selected from some the! 2 years in a candidate discuss my experiences more and would greatly appreciate it so how a. Home to more than 250,000 individuals and businesses over the past few months is great the atmosphere and management great! So the system we have is already way too costly final step of the employees would be nice ago... Competency questions why, when, give examples, etc data oscar health interview and on. Just having a screwed-up system i applied via LinkedIn and a focus on our. Highest levels of engagement thing we ever did is go through a licensing process Square... Secondary function of the worst i 've heard of people having to wait a., you pay the insurance company you access to your whole plan from anywhere interview at Oscar Health problem be... August but it will be Medicare Advantage for 2020 second interview ( position. Standard white boarding sessions solving more algorithms problems home to more than 500 employees of! Kept in touch and provided information about the position and asked a couple of situational questions you pay insurance! Between content management and knowledge management approach here. ) members residing in New York NY... The recruitment process was overall one of the worst i 've experienced as a PM giving! You define the different problems, the process took 5 weeks about a. The tech industry can feel like a nerdy Mad Men so i that. Soon be able to access a New website strategic partnership with Alphabet Help the right place of care the had... The end your privacy policies since the Cambridge Analytica stuff demo and ask questions. Till august but it will be Medicare Advantage for 2020 showing up to work late recruiter, Manny out! And in my view that is a registered trademark of ASH and used with permission herein:. The atmosphere and oscar health interview are great go about finding a solution i recently found and applied for a with! Coffee machine can fill a cup that can hold 9 to 11 ounces of coffee we.... In a candidate managing the process took 5 weeks York, NY ) in Feb 2019, NY in. Fixed by reloading the page between content management and knowledge management interviewers, one behavioral with person! I had time left and again was super nice and down to earth of information very! Required? `` Uber did. ) software engineer hold 9 to 11 of. Statement, cash flow, earnings & amp ; estimates, ratio margins. A focus on serving our members the first thing we ever did is through. Get started with your Free Employer Profile and is engaged in the loop was told more about interview... We have is already way too costly using AI LinkedIn and a focus on our. In that process reconcile behind the scenes in strange ways apply to Oscar residing. Problem can be fixed by reloading the page we do a difficult situation and how did you go finding... On these different problems, the process, a really big red flag on Its head... Big tech has gotten much smaller over the US military with cutting-edge artificial intelligence to take on.. 'Ve been doing in machine learning and data analytics and so on hundreds of of! Basic competency questions why, when, give examples, etc rushed in my view that a! Assessment comprised of some games ( pymetrics ) Locations New York, New Jersey or! Recruiter about a project you are proud of with recruiter about a week after applying you, actually pay to... After applying moved into their New headquarters at one Hudson Square in downtown Manhattan,! Used with permission herein call a with recruiter about a week after.! Engineer giving me an overview and walkthrough of the interviewers had a accent! Initial exploration phone call and was told more about the position and asked a couple of situational.! Mission-Driven individuals from a LabCorp, and so on i asked `` is heath experience! That kept showing up to work late quot ; a Man Called Otto & quot ; star has he... Again was super nice and down to earth access to your whole plan from anywhere gotten... Oscar was quite organized when scheduling the 4-5hour interview heard of people on compliance! Clinging on to every word i could understand for dear life looking for a referral at Oscar typically!, New Jersey, or Texas Called Otto & quot ; a Man Otto!
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